Your easyMoney investment is classed as a Peer-to-Peer (P2P) investment. This type of investment isn't covered by the Financial Services Compensation Scheme.
Any money you invest in Peer-to-Peer loans backed by property are subject to property market price changes and defaults.
For example, if a borrower were to default and was unable to repay their loan, we would have to sell the property they put up as security. If there had been a significant reduction in the value of the property since we agreed the loan, the property might not be worth as much as the loan amount when it's sold. This will mean that you won't get back as much as you invested in the first place.
Also, if a borrower defaults on any payments you may not receive the interest owed to you on that loan.
Please take the time to ensure you understand the risks before investing. If you are a first time investor with us, with no experience in P2P investments, please ensure that you don't invest more than 10% of your investable assets with us and/or other P2P investments.