An Innovative Finance ISA (IFISA) allows you to earn tax-free interest by lending directly to borrowers, it cuts out the need for a bank and you receive interest on the money that you have invested. This type of product is categorised as Peer-to-Peer (P2P) lending and there are many providers out there so please do your research before making a commitment.
Investing in an easyMoney IFISA gives you the opportunity to lend money to small house builders and other property professionals requiring short-term bridging or development loans to build quality UK real estate - provided they meet our strict lending criteria.