Peer-to-peer investments are classed as a high-risk investments. The Financial Conduct Authority (FCA) want to make sure that our investors understand the risks involved, and that if they were to lose money, they could afford to do so.
So, once a year, you will need to complete the Self Certification process, before investing any new money with us.
To complete the self-certification process, you just need to read the investor statements and choose the category that best describes you.
The categories to choose from are:
Restricted
A Restricted investor will not invest more than 10% of their assets into peer-to-peer loans. Assets do not include your primary residence.
Self-certified Sophisticated investor
A Self-certified Sophisticated investor has experience in investing. They could be an angel investor, or they have experience investing in peer-to-peer, or other high-risk loans.
High-Net-Worth investor
A High-Net-Worth investor is someone earning over £100k annually or with net assets that exceed £250k, not including their primary residence.
Advised investor
An Advised investor is simply someone taking advice on investing from an FCA regulated Advisor.
Once you have selected a category, you will be asked a few more questions to confirm that it’s the correct one for you.
Good to know
How you decide to classify yourself will never affect how we treat you at easyMoney.
If you already have funds invested on the easyMoney platform, do not worry, the selection that you make will not affect your current Investments.
Need some help?
Our client services team are in the office from 8:30am- 17:30pm weekdays and our phone lines are open 24/7.
You can get in touch with a real person by;
Telephone on 0203 858 7269. If the right person is not available we will always return your call.
Starting an Online Chat
Completing the contact form or emailing us on contactus@easymoney.com
Leaving some feedback on feedback@easymoney.com
Reaching out for technical support on support@easymoney.com