Zoe Disco
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Recent activity by Zoe Disco-
How is the interest rate calculated?
Your interest is calculated daily, this calculation is based on the amounts that you have invested in live loans. As your investment level increases you automatically move to a higher target rate o...
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Is there any security for my investment?
Yes. Every loan on the easyMoney platform is secured with a legal charge on a property, which helps protect your money.A charge over property does not guarantee loan repayments. It means the borrow...
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What is a default and what happens next?
A default is when the borrower is over 180 days late with payments.If this happens we will declare the loan as being in default. We will work with the borrower to recover any missed payments and to...
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What happens if a borrower wants to repay a loan early?
If a borrower chooses to repay the loan early, easyMoney will return your investment with any outstanding interest owed to you.If you have your settings so that Capital repayments auto re-invest, w...
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Does easyMoney provide Junior ISAs?
No, easyMoney currently only offer an Innovative Finance ISA (IFISA), you have to be 18 or over to invest in an IFISA.Junior ISAs (JISAs) are savings or investment accounts for children under 18, m...
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I don’t have online banking, what are my options?
No problem. There are a number of alternative ways to send funds to your easyMoney account:Transfer funds over the phone or in branch with your bank or building societyOur account details and the r...
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Can I make regular payments by Direct Debit or Standing Order?
Unfortunately we have had to pause our Direct Debit facility. You can instead make regular payments by standing order, you will need to create investments within the platform for all standing order...
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Can I fully transfer an existing ISA?
Yes, you can transfer any existing IFISA, Cash ISA or a Stocks and Shares ISA to the easyMoney IFISA in a few simple steps: Log in to your account, go to My Account > Transfer an ISA Fill: Fill in...
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Can I partially transfer in an existing ISA?
Yes you can. We accept partial transfers of £100 or more. Be mindful that some ISA providers will only permit the transfer of an ISA on an ‘all or nothing’ basis so please check their terms and c...
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How long does an ISA transfer take to complete?
At easyMoney we do all we can to make the transfer quick and easy however we have to wait on the existing provider and their processes.HMRC guidelines state ISA transfers should take no longer than...